| EFFECTIVE DATE |
TIERS 1 & 2 |
TIERS 3 & 4 |
TIERS 5 & 6 |
BANK – TIERS 5 & 6 |
| July 1 |
2023 |
5.10% |
3.00% |
3.00% |
2.10% |
| July 1 |
2022 |
7.40% |
3.00% |
3.00% |
4.40% |
| July 1 |
2021 |
1.00% |
1.00% |
1.00% |
0.00% |
| July 1 |
2020 |
3.40% |
3.00% |
3.00% |
0.40% |
| July 1 |
2019 |
2.50% |
2.50% |
2.50% |
0.00% |
| July 1 |
2018 |
3.60% |
3.00% |
3.00% |
0.60% |
| July 1 |
2017 |
2.70% |
2.70% |
2.70% |
0.00% |
| July 1 |
2016 |
2.40% |
2.40% |
2.40% |
0.00% |
| July 1 |
2015 |
0.10% |
0.10% |
0.10% |
0.00% |
| July 1 |
2014 |
0.50% |
0.50% |
0.50% |
0.00% |
| July 1 |
2013 |
2.20% |
2.20% |
2.20% |
0.00% |
| July 1 |
2012 |
2.10% |
2.10% |
2.10% |
0.00% |
| July 1 |
2011 |
2.30% |
2.30% |
2.30% |
0.00% |
| July 1 |
2010 |
1.40% |
1.40% |
1.40% |
0.00% |
| July 1 |
2009 |
0.00% |
0.00% |
0.00% |
0.00% |
| July 1 |
2008 |
3.10% |
3.00% |
3.00% |
0.10% |
| July 1 |
2007 |
3.50% |
3.00% |
3.00% |
0.50% |
| July 1 |
2006 |
5.10% |
3.00% |
3.00% |
2.10% |
| July 1 |
2005 |
3.80% |
3.00% |
3.00% |
0.80% |
| July 1 |
2004 |
1.90% |
1.90% |
1.90% |
0.00% |
| July 1 |
2003 |
3.60% |
3.00% |
3.00% |
0.60% |
| July 1 |
2002 |
2.70% |
2.70% |
2.70% |
0.00% |
| July 1 |
2001 |
3.60% |
3.00% |
N/A |
N/A |
| July 1 |
2000 |
2.90% |
2.90% |
N/A |
N/A |
| July 1 |
1999 |
2.20% |
2.20% |
N/A |
N/A |
| July 1 |
1998 |
1.20% |
1.20% |
N/A |
N/A |
| July 1 |
1997 |
1.90% |
1.90% |
N/A |
N/A |
| July 1 |
1996 |
1.10% |
1.10% |
N/A |
N/A |
| July 1 |
1995 |
1.50% |
1.50% |
N/A |
N/A |
| July 1 |
1994 |
1.50% |
1.50% |
N/A |
N/A |
| July 1 |
1993 |
3.50% |
3.00% |
N/A |
N/A |
| July 1 |
1992 |
3.60% |
3.00% |
N/A |
N/A |
| July 1 |
1991 |
4.70% |
3.00% |
N/A |
N/A |
| January 1 |
1991 |
N/A |
3.35% |
N/A |
N/A |
| July 1 |
1990 |
6.50% |
3.00% |
N/A |
N/A |
| July 1 |
1989 |
4.80% |
3.00% |
N/A |
N/A |
| July 1 |
1988 |
4.40% |
3.00% |
N/A |
N/A |
| January 1 |
1988 |
N/A |
1.65% |
N/A |
N/A |
| July 1 |
1987 |
3.70% |
3.00% |
N/A |
N/A |
| July 1 |
1986 |
4.00% |
3.00% |
N/A |
N/A |
| July 1 |
1985 |
4.60% |
3.00% |
N/A |
N/A |
| July 1 |
1984 |
4.70% |
3.00% |
N/A |
N/A |
| July 1 |
1983 |
0.50% |
0.50% |
N/A |
N/A |
| July 1 |
1982 |
9.10% |
3.00% |
N/A |
N/A |
| July 1 |
1981 |
10.10% |
N/A |
N/A |
N/A |
| July 1 |
1980 |
17.70% |
N/A |
N/A |
N/A |
| July 1 |
1979 |
8.30% |
N/A |
N/A |
N/A |
| July 1 |
1978 |
5.40% |
N/A |
N/A |
N/A |
| July 1 |
1977 |
7.60% |
N/A |
N/A |
N/A |
| July 1 |
1976 |
7.60% |
N/A |
N/A |
N/A |
| July 1 |
1975 |
11.70% |
N/A |
N/A |
N/A |
| July 1 |
1974 |
8.50% |
N/A |
N/A |
N/A |
| July 1 |
1973 |
4.24% |
N/A |
N/A |
N/A |
| July 1 |
1972 |
3.58% |
N/A |
N/A |
N/A |
| July 1 |
1971 |
3.88% |
N/A |
N/A |
N/A |
| July 1 |
1970 |
3.00% |
N/A |
N/A |
N/A |
| July 1 |
1969 |
3.00% |
N/A |
N/A |
N/A |
| July 1 |
1968 |
3.00% |
N/A |
N/A |
N/A |
| July 1 |
1967 |
2.03% |
N/A |
N/A |
N/A |
